Natural Disasters

Experiencing a disaster where your property or livelihood may be completely changed is already stressful enough. Unfortunately, scammers often use these intense moments as a chance to steal your money and personal information. In the immediate aftermath of a disaster, always take extra precaution and assess anyone promising help in exchange for money.

In post-disaster fraud, scammers will often offer “immediate services.” This can be clean-up and debris removal services, reconstruction, and even charity scams for those looking to donate to areas recently effected.

Knowing the stressful situation you’re in, the scammers will offer immediate assistance with needs like repairs, often in exchange for payment up front, usually in the form of cash, gift cards, or wire transfers. They may also quote absurdly high prices and lack the skills they promise. Get a written contract and research the company before agreeing to pay for any work.

Even if you’re not directly affected by a disaster, fraudsters have been known to use fake pleas for help on websites like GoFundMe, generating cash from the outpouring of sympathy.

It may be tough if you’ve been through traumatic experiences during a disaster, but the easiest way to sniff out disaster fraud is by being diligent and doing your homework. Always ask for ID’s, licenses, and proof of insurance. Don’t believe or adhere to any promises that aren’t in official writing.

If you paid a scammer with a gift card, wire transfer, credit or debit card, or cryptocurrency, contact the company or your bank immediately. You should also frequently monitor your accounts and your credit report in case the scammers stole your identity in addition to your money.

Report fake charities that pop up after disasters, as well as any other suspicious activity to the Colorado Attorney General’s Office.