The Consumer Credit Unit enforces several state laws relating to consumer credit and debt collection:
- Uniform Consumer Credit Code - Information on consumer lending laws (the Uniform Consumer Credit Code), as well as the Credit Services Organization Act (credit repair), the Rental Purchase Agreement Act (rent-to-own), and the Refund Anticipation Loans Act.
- Collection Agency Regulation - Information on the Colorado Fair Debt Collection Practices Act (consumer debt collection) and the Colorado Child Support Collection Consumer Protection Act.
- Debt Management - Information on the Uniform Debt-Management Services Act regulating credit counseling and debt settlement companies.