Consumer Resource Guide - For more information on addressing common issues and topics, please review the Colorado Attorney General’s Consumer Resource Guide. Please be advised the information contained within the Resource Guide should not be taken as legal advice. Consumers seeking a legal opinion should consult with a licensed attorney.
Many consumers have reported receiving threatening calls from individuals who claim they will have you arrested or thrown in jail if you don’t pay your debt immediately, often receiving the calls from individuals impersonating law enforcement officials. These types of calls are usually red flags of a debt collection scam as collection agencies do not have the legal authority to arrest or put you in jail for nonpayment of a debt.
If you have received a threatening phone call and wish to report it, contact the National Do-Not-Call Registry and file a report with Colorado No-Call.
For more information about Colorado’s Fair Debt Collection Practices Act (CFDCPA) and to learn more about how to protect yourself against fraud, visit the Creditor Fraud Center. If you desire a legal opinion or representation relating to your specific situation, we recommend contacting a private attorney or one of the services that provide legal assistance through the local bar association and/or other legal entities.
The Internal Revenue Service issued a consumer alert providing taxpayers with additional tips to protect themselves from telephone scam artists calling and pretending to be with the IRS.
These callers may demand money or may say you have a refund due and try to trick you into sharing private information. These con artists can sound convincing when they call. They may know a lot about you, and they usually alter the caller ID to make it look like the IRS is calling. They use fake names and bogus IRS identification badge numbers. If you don’t answer, they often leave an “urgent” callback request. “These telephone scams are being seen in every part of the country, and we urge people not to be deceived by these threatening phone calls,” IRS Commissioner John Koskinen said. “We have formal processes in place for people with tax issues. The IRS respects taxpayer rights, and these angry, shake-down calls are not how we do business.”
The IRS reminds people that they can know pretty easily when a supposed IRS caller is a fake. Here are five things the scammers often do but the IRS will not do. Any one of these five things is a tell-tale sign of a scam. The IRS will never:
If you get a phone call from someone claiming to be from the IRS and asking for money, here’s what you should do:
Remember, too, the IRS does not use unsolicited email, text messages or any social media to discuss your personal tax issue. For more information on reporting tax scams, go to www.irs.gov and type “scam” in the search box.
For more information about fraudulent telephone calls and how to protect yourself against telemarketing fraud, visit the Telemarketing Fraud Center. If you desire a legal opinion or representation relating to your specific situation, we recommend contacting a private attorney or one of the services that provide legal assistance through the local bar association and/or other legal entities.
The National Do Not Call Registry gives you an opportunity to limit the telemarketing calls you receive. Once you register your phone number, telemarketers covered by the National Do Not Call Registry have up to 31 days from the date you register to stop calling you.
If you wish to register your home or mobile telephone number with the National Do Not Call Registry or if you have received a fraudulent call and wish to report it, contact the National Do Not Call Registry and file a report with Colorado No-Call.
The Colorado No Call List was enacted by the Colorado General Assembly in 2001 to enable consumers to protect themselves against unwanted telephone calls to residential or personal wireless telephone numbers. If you wish to register your home or mobile telephone number with the Colorado No-Call List or if you have received a fraudulent call and wish to report it, contact Colorado No-Call.
If you desire a legal opinion or representation relating to your specific situation, we recommend contacting a private attorney or one of the services that provide legal assistance through the local bar association and/or other legal entities.